Protect what matters. Compare home & auto insurance in minutes.
HomePlan Compare helps homeowners and drivers explore insurance offers from trusted third-party partners. Compare home coverage or auto coverage and choose what fits your budget.
- Free to use
- No obligation
- Takes just a few minutes
Advertising disclosure: HomePlan Compare is not an insurance company or agent. We may be compensated when you click links to partner offers.
Home insurance or auto insurance
Pick what you'd like to compare. Each one has its own page with partner offers.
Home Insurance
Explore coverage for your house, your belongings, and your liability as a homeowner.
Compare home insurance →Auto Insurance
Compare liability, collision, and comprehensive options for the vehicles you drive.
Compare auto insurance →How it works
We keep it simple. You go straight to our partners' sites to view and compare your quotes.
Choose what to compare
Select home insurance or auto insurance to visit the right partner.
Answer a few questions
On the partner's site, share basic details about you, your home, or your vehicle.
Compare & decide
Review the quotes and coverage options available to you, and choose the one that suits you best.
Know your coverage options
Understanding the basics makes comparing quotes easier.
Home insurance
Dwelling
Helps pay to repair or rebuild the structure of your home after a covered loss like fire or wind.
Personal Property
Covers your belongings, such as furniture, electronics, and clothing, if they're damaged or stolen.
Personal Liability
Helps protect you if someone is injured on your property or you accidentally damage others' property.
Additional Living Expenses
Helps cover hotel stays and extra costs if a covered loss makes your home unlivable.
Auto insurance
Liability
Covers injuries and property damage you cause to others. Required in most states.
Collision
Helps pay to repair or replace your car after an accident, regardless of fault.
Comprehensive
Protects against non-collision events like theft, fire, hail, or hitting an animal.
Uninsured Motorist
Covers you if you're hit by a driver who has little or no insurance.
Tips to help you find a better rate
General tips many homeowners and drivers consider when shopping for insurance.
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Compare multiple quotesRates can vary between insurers for the same home, driver, and vehicle.
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Consider bundlingMany insurers offer a multi-policy discount when you combine home and auto.
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Review your deductiblesA higher deductible can lower your premium, but means more out of pocket per claim.
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Ask about home safety discountsSmoke detectors, security systems, and a newer roof may qualify for savings.
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Keep a clean driving recordAvoiding tickets and accidents is one of the biggest factors in your auto rate.
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Re-shop at renewalYour home value, vehicles, and needs change over time, so compare again each year.
Frequently asked questions
Is HomePlan Compare an insurance company?
No. HomePlan Compare is not an insurance company, broker, or agent, and we do not provide quotes or sell insurance. We are an advertising website that links to third-party partners who offer home and auto insurance comparison services.
Does HomePlan Compare collect my personal information?
We do not ask for your personal information on this website. When you click an offer, you are taken to a partner's website, and any information you provide there is governed by that partner's own privacy policy and terms.
Can I compare both home and auto insurance?
Yes. Visit our home insurance page and our auto insurance page to explore offers for each. Many insurers offer a discount when you bundle both policies, but discounts vary and are not guaranteed.
Is it free to use?
Yes. Using this website is free. We may receive compensation from our partners when you click on or interact with their offers.
Am I guaranteed to save money?
No. Savings are not guaranteed. Rates and availability depend on the insurer and on factors such as your location, home details, vehicle, driving and claims history, and coverage choices.
Ready to compare your options?
Visit our partners to explore home and auto insurance offers that may be available to you.